Home Loan EMI Calculator
Your monthly EMI, the total interest over the life of the loan, and how each year's payments split between interest and principal.
Monthly EMI
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Total interest
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Total paid
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Year-by-year schedule
Paying a little extra each month can cut years off. Try the prepayment calculator, or check how much you can borrow.
Tax benefits (old regime)
On a self-occupied home, up to ₹2 lakh of interest a year is deductible under Section 24(b), and principal repayment counts towards the ₹1.5 lakh 80C limit. The new regime doesn't allow these deductions for a self-occupied home, which is worth checking in the regime comparison.