Calculators / SIP + Step-up

Step-Up SIP Calculator

Most people's salary goes up every year. Their SIP doesn't. See what a small yearly step-up does to your final corpus.

Set to 0 for a flat SIP
Final corpus
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You invest
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Returns earned
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In today's money
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How it's calculated

Each SIP instalment is invested at the start of the month and compounds monthly at your expected annual return ÷ 12. Every 12 months the SIP amount rises by the step-up percentage.

"Today's money" divides the final corpus by inflation over the same period, so you can judge what it will actually buy. Equity returns are not guaranteed and vary year to year; use a conservative rate.