Retirement Corpus Calculator

How big a pot do you need so your money outlasts you? And what do you need to invest each month, starting now, to build it?

What your lifestyle costs now, excluding EMIs that end before retirement
EPF, PPF, NPS, mutual funds earmarked for retirement
Corpus needed
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Monthly expense at retirement
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Savings will grow to
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Monthly SIP needed
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same amount every month
Or start at
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rising 10% a year

How the corpus is worked out

Your monthly expenses are grown at inflation until you retire. From then on, the corpus has to fund those expenses (still rising with inflation) every year until your planning age, while the remaining money keeps earning your post-retirement return. The corpus is the amount that runs out exactly at that age.

Plan to a generous age: running out at 82 is a far worse outcome than leaving some money behind. Healthcare costs often rise faster than general inflation, so consider a separate health buffer.