PPF Calculator

The Public Provident Fund is government-backed and fully tax-free. See what your yearly deposits grow to over 15 years, and beyond.

₹500 to ₹1,50,000 per financial year
7.1% for Oct–Dec 2026; the government reviews it every quarter
Maturity value
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Tax-free
Total deposited
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Interest earned
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Getting the most from PPF

PPF interest is calculated on the lowest balance between the 5th and the last day of each month and credited once a year. Deposit before 5 April each year and the whole amount earns interest for the full year. This calculator assumes you do.

PPF is "EEE": deposits qualify for the ₹1.5 lakh deduction under the old tax regime, and both interest and maturity are tax-free. The new regime gives no deduction for deposits, but interest and maturity remain tax-free.