EPF / PF Calculator

12% of your basic goes into EPF every month, your employer adds more, and it all compounds at 8.25%. See what it adds up to by the time you retire.

FY 2025-26 rate
Usual case: ₹1,250/month of the employer's share goes to EPS and the rest to EPF.
EPF at retirement
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Your contributions
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Employer's (to EPF)
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Interest earned
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Interest above ₹2.5 lakh of employee contributions a year is taxable. EPF withdrawn after 5 years of continuous service is tax-free. EPS builds a separate monthly pension, not included here.